Your work is done. Get paid without the wait.
I'm Daniel Chirino, Business Development Officer at 1st Commercial Credit. I help companies that invoice other businesses get paid on their invoices without waiting 30 to 90 days for their customers to pay. I'm based in West Palm Beach, Florida, and work with companies in Texas and Florida.
English and Spanish. Message me on LinkedIn.
How it works. Factoring is not a loan: you sell invoices for work you already did.
Deliver and invoice
You do the job or deliver the load, and send the invoice to your customer.
Sell us the invoice
We review the invoice and your customer's credit. Once it's approved, the money arrives the same day or the next day.
Your customer pays us
When the invoice is due, your customer pays us.
Approval depends mostly on your customers' credit, not yours. If your customers pay on delivery, you don't need factoring, and I'll tell you.
Industries
1st Commercial Credit works with companies in all of these industries. If yours isn't here, ask me whether your invoices qualify.
- Freight truckingRates and details
- Cable and telecomRates and details
- Staffing agenciesStaffing
- ManufacturersManufacturing
- Distributors and wholesalersWholesale
- Produce distributorsPACA
- Government contractorsGovernment receivables
- Oil and gasOilfield
- Security guard companiesSecurity
- Service providersIT, cleaning and more
- Construction contractorsConstruction
- Healthcare and medical providersHealthcare
What you should know
It's not a loan
You sell invoices for work you already did or loads you already delivered.
Everything in writing
Before you sign, I walk you through every cost, line by line, in English or Spanish.
Who it's not for
If your customers pay on delivery or in under 15 days, you don't need it. I'll tell you straight.
Who do you invoice?
It's the first thing I'll ask. Tell me about your business and I'll tell you whether your invoices qualify.
Prefer to talk first? Book 30 minutes. You can also message me on Facebook.