Resources
Factoring guides, without the sales pitch.
What I'd want a business owner to know before signing with any factoring company, including the one I work for. Each guide cites its source and says when factoring is not the answer.
Daniel Chirino · Business Development Officer, 1st Commercial Credit
Updated: October 28, 2026
Start here
- How invoice factoring worksSteps, costs and an example
- When factoring is not the answerEight honest cases
Before you choose
- Recourse vs non-recourse factoringAnd where credit insurance fits
- Factoring vs a bank line of creditWhen each one fits
- Second position factoringIf you already have a term loan
Before you sign
- 11 questions to ask a factoring companyFees, reserves, minimums
- Documents checklistWhat changes by industry
- Factoring glossaryThe terms in your contract
- Real dealsOnly the published ones
Looking for your industry? Factoring by industry.
Who are your customers?
If a guide didn't answer your question, ask me. Tell me who you invoice and I'll tell you whether your invoices qualify.