Get paid on your invoices, without the wait.
Tell me who you invoice and how long they take to pay. I'll look at it myself and tell you straight whether factoring fits.

Daniel Chirino · Business Development Officer, 1st Commercial Credit
Updated: October 28, 2026
What happens next
- I review your answers, usually the same business day.
- I call or email you to talk about your customers and your numbers.
- If it fits, you get every cost in writing before you sign. If it doesn't, I tell you why.
Factoring is not a loan: approval depends mainly on your customers' credit. Prefer to talk first? Book 30 minutes or message me on LinkedIn.
See if your invoices qualify
Three quick steps. I reply myself, usually the same business day.